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Privacy Policy

Disclosure

 


Equal Housing Lender
Member FDIC

Notice of Your Financial Privacy Rights

 

FACTS

WHAT DOES COMMUNITY BANK, N.A. DO WITH YOUR PERSONAL INFORMATION?

 

Why?

 

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

 

 

What?

 

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

           Social Security Number and Account Number

           Address, Birthdate and Phone Number

           Credit Score, History and Account Balance and Status

 

When you are no longer our customer, we continue to share your information as described in this notice.

 

 

How?

 

All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons Community Bank, N.A. chooses to share; and whether you can limit this sharing.

 

 

Reasons we can share your personal information

 

Does Community Bank, N.A. share?

Can you limit this sharing?

 

For our everyday business purposes –

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

 

YES

NO

 

For our marketing purposes –

to offer our products and services to you

 

YES

NO

 

For joint marketing with other financial companies

 

NO

NO

 

For our affiliates’ everyday business purposes –

Information about your transactions and experiences

 

NO

NO

 

For our affiliates’ everyday business purposes –

Information about your creditworthiness

 

NO

NO

 

For nonaffiliates to market to you

 

NO

NO

 

 

Questions?

 

Call 417-932-4224 or go to www.communitybank-na.com

 

 

Who we are

 

 

Who is providing this notice?

 

 

Community Bank, N.A.

 

What we do

 

 

How does Community Bank, N.A. protect my personal information?

 

 

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

 

 

How does Community Bank, N.A. collect my personal information?

 

 

We collect your personal information, for example, when you

           Open an Account or Deposit Money

           Apply For A Loan or Pay Your Bills

           Use Your Debit or Credit Card

 

 

Why can’t I limit all sharing?

 

 

Federal law gives you the right to limit only

         Sharing for affiliates’ everyday business purposes –

information about your creditworthiness

         Affiliates from using your information to market to you

         Sharing for nonaffiliates to market to you

 

State laws and individual companies may give you additional rights to limit sharing.

 

 

Definitions

 

 

Affiliates

 

Companies related by common ownership or control. They can be financial and nonfinancial companies.

 

           Summersville Bancorporation, Inc.

 

 

Nonaffiliates

 

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

 

           Trans Union, Equifax, Experian

 

 

Joint Marketing

 

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

 

           We do not Joint Market